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Why BlueDental

Oral health is an important component of overall health. That’s why BlueDental offers comprehensive coverage including annual checkups, cleanings, and x-rays along with enhanced benefits for members with certain medical conditions.

Offering dental coverage increases the quality of your overall benefits package. This helps you retain your most valued employees, especially when you combine Florida Blue medical and dental coverage for a total health solution.

Proper dental care can help improve your employees’ overall health, which can help control your health care costs in the long run. Employers can realize additional savings when Blue Cross dental and health plans are combined. Such a solution simplifies plan administration so you can spend more time running your business, while connecting your employees to better overall health.

Employees Prefer More Blue Benefits

Employees prefer the peace of mind that comes with Florida Blue across the entire range of financial security products. Offering more Blue benefits makes an employer more attractive for recruiting and retention purposes.

Flexible Plans and Competitive Rates

Florida Blue offers a comprehensive range of competitive plan options that are flexible enough to match your needs. With additional benefits like the ones below, our plans can not only match, but exceed our competitors’ offerings.

  • Coverage of implants and posterior composite fillings
  • Optional maximum rollover programs that provide employees with significant available annual maximum dollars beyond those that appear on plan comparison spreadsheets
  • No-cost COBRA administration benefits
  • Discounts on non-covered cosmetic and orthodontic services available at certain providers
  • The enhanced benefits and targeted outreach of our Oral Health for Overall Health program

The Smarter Network

You don’t have to compromise with Florida BlueDental. We balance the size, discounts, and quality of our networks to give members access to a large number of in-network dentists who are personally credentialed by our Florida-based provider relations team. This “smarter” network is highly competitive in size across Florida and boasts the deepest effective discounts in the state.*

We also have one of the largest national networks, with over 70,000 provider locations and nearly 300,000 access points. The strength of our national and Florida networks gives our members the access they need, together with the savings they want.

*Ruark Consulting, “2017 PPO Network Study,” 2018. Effective discounts reflect the savings that employers will experience when our strong discounts are coupled with high levels of in-network utilization.

Lower Medical Costs with Oral Health for Overall Health Program

Dental health has a significant direct impact on the overall health and medical costs of our members, especially for those with conditions like diabetes, coronary artery disease (CAD), and oral cancer — as well as those who are pregnant. Combining health and dental insurance with a single carrier can result in an estimated 3.6% savings on overall medical costs. This equates to meaningful medical savings over time for experience-rated and ASO clients.

Florida Blue’s Oral Health for Overall Health program is uniquely designed to work with Florida Blue health plans to proactively identify these members, conduct outreach, and educate them on the enhanced cleaning and periodontal benefits we provide them at no additional cost — a value of up to $1,110.

  • These benefits are covered 100% when performed by a participating or preferred dental provider
  • There are no deductibles or coinsurance costs
  • These benefits are covered outside the annual maximums

Members’ Benefits Go Further With Maximum Rollover

We understand plan members may not use all their benefit dollars each year. So, we created a way for them to accumulate those extra dollars.

Maximum Rollover allows members to accumulate a portion of their unused benefit dollars for use in future years. This flexibility allows members to plan and schedule major services in advance — or be in a better position to deal with an unexpected procedure or emergency situation. This also gives members an incentive to be wise consumers and manage their dental plan costs.

Better, Faster Service

Florida Blue has made substantial investments to improve our enrollment and billing, while our claims and call center metrics remain consistently excellent. With a streamlined sales and fulfillment process and expanded implementation team, we are able to ensure faster, more accurate installations for large groups. Groups with 50 or fewer employees benefit from an on-boarding and enrollment process that is simple, fast, and integrated with Florida Blue health.

At the same time, our member service is unparalleled. Members have 247 online access to their benefits, conveniently integrated with their Florida Blue health account. When members have questions or need help, our team is standing by to provide fast, accurate customer service. Members can even drop into one of the many Florida Blue centers throughout the state.